York County, ME Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in York County, Maine? DLRadar grades every York County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 York County breakdown.
- York County's most distressed ZIP is 03901 at 28/100.
- 36 ZIP codes tracked in York County, averaging 28/100 distress.
- York County reads peak — home values up 4.2% year over year.
- Vacancy runs 24.5% across York County's tracked ZIPs, with a 7.3% poverty rate.
- The typical York County home is worth about $427,288 against a ~$84,839 median income.
- Lending headwind in York County sits at 77/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 03901 | 28/100 |
| 2 | 03902 | 28/100 |
| 3 | 03903 | 28/100 |
| 4 | 03904 | 28/100 |
| 5 | 03905 | 28/100 |
| 6 | 03906 | 28/100 |
| 7 | 03907 | 28/100 |
| 8 | 03908 | 28/100 |
| 9 | 03909 | 28/100 |
| 10 | 03910 | 28/100 |
| 11 | 03911 | 28/100 |
| 12 | 04001 | 28/100 |
Most distressed ZIP codes in York County (composite distress 0-100, 2026)
What is driving York County distress
York County's placement in the national index rests on public filings — a 28/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
York County market phase and pricing
The cycle in York County is peak, with values up 4.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Questions and answers
Which ZIP code leads York County on distress?
ZIP 03901 leads York County at 28/100, recomputed monthly from public records.
Which phase does York County sit in right now?
York County reads peak, with home prices up 4.2% year over year. Phase comes from FHFA House Price Index trajectory.
Can the York County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 36 York County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between York County ZIP codes?
County-level numbers smooth away the detail that matters. Across the York County ZIPs DLRadar ranks, scores run from 28/100 in 03901 down to 28/100 in 04001, against a York County average of 28/100. That 0-point gap is why acquisition targeting in York County works at ZIP level rather than county level.
What do York County home values and vacancy say about distressed supply?
The typical York County home carries about $427,288 of value against a median household income near $84,839. Vacancy across York County's tracked ZIPs runs 24.5% and the poverty rate is 7.3%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against York County's foreclosure and tax-lien filings and its 77/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.