York County, ME Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
York County, ME distress report, 2026: 36 ZIPs scored in York, ME, York, ME average 28/100; the top York, ME ZIP is 03901 at 28/100; York, ME market phase peak, York, ME prices +4.2% year over year.
- York, ME ranks #1,165 nationally (opportunity index); York, ME #9 in Maine; York, ME index 30.6.
- York, ME ninety-day mortgage delinquency 0.8% in December 2025; York, ME twelve-month change +0.2%.
- York, ME ZIP phases: 36 peak.
- York, ME residential listings tracked: 99 across 36 ZIPs; York, ME candidate listings 26.
- York, ME HUD assisted properties: 13 with 396 units.
- York, ME lenders on watch: 7; largest York, ME footprint Kennebunk Savings Bank (12 branches).
- York, ME most distressed ZIP: 03901 at 28/100.
York, ME figures: DLRadar distress index; York, ME inputs: CFPB, FHFA, HUD, FDIC; York, ME rebuilt as sources refresh.
| Rank | York, ME ZIP | Score |
|---|---|---|
| 1 | 03901 | 28/100 |
| 2 | 03902 | 28/100 |
| 3 | 03903 | 28/100 |
| 4 | 03904 | 28/100 |
| 5 | 03905 | 28/100 |
| 6 | 03906 | 28/100 |
| 7 | 03907 | 28/100 |
| 8 | 03908 | 28/100 |
| 9 | 03909 | 28/100 |
| 10 | 03910 | 28/100 |
| 11 | 03911 | 28/100 |
| 12 | 04001 | 28/100 |
Most distressed York, ME ZIPs (0-100, 2026)
Mortgage delinquency in York, ME
0.8% of York, ME mortgages were ninety-plus days late (York, ME, December 2025); York, ME thirty-to-eighty-nine days late: 1.9%; York, ME twelve-month change +0.2%; York, ME peak since 2008: 4.4% (January 2010); Maine overall 0.9%. York, ME ninety-day series: Dec 24 0.6, Jan 25 0.8, Feb 25 0.7 (York, ME), Mar 25 0.8, Apr 25 0.7, May 25 0.7 (York, ME), Jun 25 0.7, Jul 25 0.6, Aug 25 0.9 (York, ME), Sep 25 0.8, Oct 25 0.7, Nov 25 0.6 (York, ME), Dec 25 0.8.
Opportunity index: York, ME
York, ME index 30.6, York, ME phase early_signal; York, ME primary driver vacancy, York, ME second driver bank institutional. York, ME components: property stress 27.0, foreclosure pressure 28.3, listing discounts 17.8, bank stress 63.0, insurance 0.0; York, ME pulse 37.7; York, ME capital opportunity 20.0; York, ME seven-day change +0.3%.
ZIP market phases inside York, ME
36 York, ME ZIPs carry a price-cycle phase; York, ME ZIPs by phase (York, ME), deepest drawdown first: peak, +4.2% YoY (York, ME): 03901, 03902, 03903, 03904, York, ME 03905, 03906, 03907, 03908, York, ME 03909, 03910, 03911, 04001, York, ME 04002, 04005, 04006, 04020.
Residential listings by York, ME ZIP
York, ME ZIPs with the most tracked York, ME residential listings: 04043 36 listings, 4 candidates, bank pressure 70; 03904 29 listings, 6 candidates, bank pressure 70; 03909 8 listings, 4 candidates, bank pressure 70; 03906 3 listings, 1 candidates, bank pressure 70 (York, ME); 04020 3 listings, 0 candidates, bank pressure 70; 04002 2 listings, 1 candidates, bank pressure 70; 04005 2 listings, 1 candidates, bank pressure 70; 04073 2 listings, 1 candidates, bank pressure 70. York, ME totals: 99 listings; York, ME candidates 26; active ZIPs 5.
HUD assisted housing in York, ME
13 assisted properties with 396 units sit in York, ME; largest York, ME properties: Pinewood Manor (Ocean Park) 50 units, 50 assisted; Cummings Mill (South Berwick) 48 units; Baran Place (Eliot) 41 units, 41 assisted in York, ME; Pine Grove At Village Woods (York) 40 units, 40 assisted; Eliot Commons (Eliot) 36 units; Paul Hazelton House (Saco) 36 units, 35 assisted.
Lenders with branches in York, ME
York, ME lenders by branch count: Kennebunk Savings Bank (York, ME): stress 77, 12 branches elevated in York, ME; Partners Bank Of New England (York, ME): stress 61, 8 branches elevated in York, ME; Bangor Savings Bank (York, ME): stress 94, 7 branches elevated in York, ME; Maine Community Bank (York, ME): stress 69, 5 branches low in York, ME; Saco&Biddeford Svg Inst (York, ME): stress 88, 3 branches low in York, ME; Camden National Bank (York, ME): stress 61, 3 branches elevated in York, ME; Norway Savings Bank (York, ME): stress 56, 2 branches low in York, ME.
Vacancy and permits, York, ME
23,678 of 115,091 York, ME housing units are vacant; York, ME permits, twelve months: 420 multifamily units in York, ME, 952 one-to-four unit units.
Work York, ME at the parcel level
Every York, ME parcel carries owner and address; every York, ME parcel carries APN; York, ME distress scores sit on the York, ME live board.
York, ME figures refresh with each source.
York, ME questions
Most distressed ZIP code in York County, ME?
ZIP 03901 leads York, ME at 28/100; next in York, ME: 03902 at 28/100; the York, ME average is 28/100.
Where does York County, ME rank for investment opportunity?
York, ME is #1,165 among all ranked counties, #9 in Maine; the York, ME driver is vacancy; York, ME moved down 592 places.
How many mortgages are delinquent in York County, ME?
0.8% of York, ME mortgages were ninety-plus days late in December 2025; the York, ME peak since 2008 was 4.4%.
Which banks lend in York County, ME?
7 watched lenders hold York, ME branches; the largest York, ME footprints are Kennebunk Savings Bank (12), Partners Bank Of New England (8), Bangor Savings Bank (7).
More on York, ME
York County, ME distress report: public-record figures for York, ME; not legal advice for York, ME; not tax or investment advice; verify every York, ME record before acting.