York County, ME: Home-Insurance Distress & Forced-Sale Pressure
York County, ME: 62/100 (elevated) home-insurance distress; York, ME band MEDIUM; York, ME #838 of 3,222 counties; York, ME #3 of 16 in Maine.
FEMA hazard, York, ME: 40/100; York, ME declarations, three years: 4; York, ME perils: 2 severe-storm; York, ME five-year count 12 (severity 15.0); York, ME ten-year 12; hazard-weighted, York, ME: 2.0.
Declared incidents on the York, ME record: 2024 Winter Storm 3; 2024 Severe Storm 3 (York, ME); 2023 Severe Storm 3; 2023 Hurricane 1 (York, ME).
NFIP claims, York, ME, three years: 500; York, ME payouts $21,352,602; per York, ME claim $42,705; York, ME claim-stress 95/100.
York, ME monthly score fell, 69 (March 2026) to 66 (October 2026); York, ME by month: March 69, April 69, May 67, June 67 (York, ME), July 65, August 63, September 63, October 66.
York, ME components: climate 46, NFIP claims 95; York, ME retreat index 66.
Construction distress, York, ME: 48/100 as of August 2026 (York, ME: 54/100 one-to-four unit, 32/100 multifamily).
York, ME ZIPs, June 2026 (York, ME, 16 highest): score 0 (York, ME), climate 83 (York, ME): 03901, 03902, 03903, 03904, York, ME 03905, 03906, 03907, 03908, York, ME 03909, 03910, 03911, 04001, York, ME 04002, 04005, 04006, 04020.
DLRadar rescores York, ME monthly; York, ME readings join York, ME foreclosure, lien and ownership parcels (York, ME), so cost-squeezed York, ME owners surface before listing.
Inside Maine, York County ranks 3rd of 16 counties for home-insurance distress at 62/100; Hancock County (66/100) sits just above York County, and Lincoln County (61/100) sits just below York County.
Deterministic. Every York County, ME signal traces to a public York dataset (FEMA, NFIP, Census for York, ME) · how insurance distress works in York, ME · methodology
FAQ: York County, ME insurance distress
What is the York County, ME home-insurance-distress score?
York, ME: 62/100 (MEDIUM), #838 of 3,222, #3 in Maine. FEMA hazard, York, ME: 40/100; NFIP stress, York, ME: 95/100; construction, York, ME: 48/100; York, ME rescores monthly.
Is York County insurance distress getting better or worse (ME)?
York, ME: 69 in March 2026; York, ME: 66 in October 2026 (better); York, ME climate component 46; York, ME NFIP claims score 95.
How many flood-insurance claims has York County, ME had?
York, ME: 500 NFIP claims, three years; York, ME paid $21,352,602; per York, ME claim $42,705; carriers reprice York, ME against that record.
Which York County ZIP codes carry the most insurance distress (ME)?
York, ME, June 2026: 03901 at 0, 03902 at 0, 03903 at 0, 03904 at 0; York, ME climate scores there: 83, 83, 83, 83.
Why does York, ME insurance distress create sellers?
A York, ME premium outruns the York, ME budget; a carrier leaves York, ME; York, ME carrying cost passes plan; York, ME owners sell while current; York, ME insurance distress leads York, ME foreclosure data.