ZIP 04071 Property Distress & Foreclosure Data

In Cumberland County, Maine, ZIP 04071 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (82/100)). Its standout signals are structural risk (61/100), institutional ownership (47/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (19/100). Structural risk reads 61/100 against active distress of 6/100.

The expansion-phase market in 04071 posted values that rose 5.2% over the year, and 21% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 88% of homes, renters 12%. Home values center near $414,400, an affordability ratio of 4.2×. Median household income is $86,932, near the U.S. median near $78,000. Rent burden reaches 40% of tenant households. Vacancy runs 47.5%, above the national norm and a classic distress-and-opportunity signal. 4.9% of residents fall below the poverty threshold. Population is roughly 4,922 with a median age of 47. Educational attainment sits at 50% bachelor's-or-above. There are about 3,931 housing units across 04071. DLRadar's demographic-stress index for the area reads 31/100.

On the whole, 04071 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.