ZIP 04071 Foreclosure, Tax-Lien & Distress Report

ZIP 04071's composite property-distress score is 24/100 - DLRadar classes that as low for Cumberland County, Maine. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (82/100)). Property-level stress concentrates in structural risk (53/100), institutional ownership (44/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (8/100) stay muted. On the structural side it scores 53/100, with 6/100 of stress already active.

The peak-phase market in 04071 posted values that rose 4.2% over the year, and 21% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 88% owner-occupied to 12% rented. The typical home is worth about $414,400 (4.2× income). Households earn a median $86,932 — near the roughly $78,000 national figure. Rent burden reaches 40% of tenant households. Vacancy runs 47.5%, above the national norm and a classic distress-and-opportunity signal. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. 4,922 residents call 04071 home, typically aged 47. Educational attainment sits at 50% bachelor's-or-above. The ZIP holds roughly 3,931 housing units. The demographic-stress sub-score lands at 31/100.

Net-net, 04071 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 04071 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 04071 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 04071 stays directly comparable to neighboring ZIPs and the rest of Cumberland County, Maine. 04071 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 04071's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 04071 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.