ZIP 04032 Property Distress & Foreclosure Data

Composite property distress in 04032 (Cumberland County, Maine) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (61/100), institutional ownership (47/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (19/100). The latent-versus-live split is 61/100 structural and 6/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (82/100)).

The expansion-phase market in 04032 posted values that rose 5.2% over the year, and 26% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $108,864, above the U.S. median near $78,000. 7.0% of residents fall below the poverty threshold. Home values center near $508,400, an affordability ratio of 4.1×. The vacancy rate is 13.7% — elevated. The ZIP holds roughly 4,249 housing units. Owners hold 77% of homes, renters 23%. Educational attainment sits at 57% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100. Around 52% of renters are cost-burdened. Population is roughly 8,736 with a median age of 45.

On the whole, 04032 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.