ZIP 04240 Property Distress & Foreclosure Data

Androscoggin County, Maine's ZIP 04240 registers 21/100 composite distress, which DLRadar reads as low. Structural risk reads 45/100 against active distress of 5/100. Climate and flood risk are elevated too — flood (NFIP) exposure (63/100), climate & FEMA risk (62/100). The most distinctive pressure shows up in structural risk (45/100), institutional ownership (42/100), mortgage stress (16/100). mortgage stress (16/100) and construction/permit lag (16/100) stay muted.

Prices here sit in a expansion phase: values rose 8.8% over the trailing year, and 29% higher over three years, at 44/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $235,100 here, or 3.8 times local income. Households earn a median $56,558 — below the roughly $78,000 national figure. 37,886 residents call 04240 home, typically aged 38. There are about 17,105 housing units across 04240. The tenure split is 50% owner-occupied to 50% rented. About 22% have a four-year degree. Vacancy runs 6.5%. On demographic stress specifically, 04240 scores 34/100. Rent burden reaches 35% of tenant households. Roughly 17.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Overall, 04240 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.