ZIP 04240 Foreclosure, Tax-Lien & Distress Report

Androscoggin County, Maine's ZIP 04240 registers 26/100 composite distress, which DLRadar reads as low. The split runs 60/100 structural to 5/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (62/100), flood (NFIP) exposure (62/100)). Its heaviest discrete signals: construction/permit lag (83/100), structural risk (60/100), institutional ownership (36/100). institutional ownership (36/100) and mortgage stress (16/100) stay muted.

The market reads peak — home values rose 0.8% year on year, and 29% higher over three years, at 51/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $235,100 here, or 3.8 times local income. Households earn a median $56,558 — below the roughly $78,000 national figure. 37,886 residents call 04240 home, typically aged 38. The ZIP holds roughly 17,105 housing units. 50% of housing is owner-occupied. Around 22% of adults hold a bachelor's degree or higher. Vacancy runs 6.5%. On demographic stress specifically, 04240 scores 34/100. Rent burden reaches 35% of tenant households. Roughly 17.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On balance 04240 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 04240 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 04240's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 04240, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 figure for 04240 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 04240 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.