ZIP 04263 Foreclosure, Tax-Lien & Distress Report

Androscoggin County, Maine's ZIP 04263 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (83/100), structural risk (60/100), institutional ownership (36/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (16/100). Climate and flood risk are elevated too — climate & FEMA risk (62/100), flood (NFIP) exposure (62/100). Latent structural risk is 60/100 while live distress already moving reads 5/100.

Prices here sit in a peak phase: values rose 0.8% over the trailing year, and 54% higher over three years, at 51/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 899 housing units across 04263. The demographic-stress sub-score lands at 25/100. Median household income is $86,339, near the U.S. median near $78,000. Rent burden reaches 9% of tenant households. 20.1% of residents fall below the poverty threshold. Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. About 20% have a four-year degree. 2,371 residents call 04263 home, typically aged 39. The typical home is worth about $257,800 (2.8× income, relatively affordable). 91% of housing is owner-occupied.

Net-net, 04263 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 04263 at the moment; the composite and its components are still built from verifiable public records.

The 04263 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 04263 stays directly comparable to neighboring ZIPs and the rest of Androscoggin County, Maine. The score is rebuilt from public data as it updates, so 04263 reflects the current record instead of a stale or modeled snapshot.

The 26/100 figure for 04263 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 04263 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.