ZIP 04265 Property Distress & Foreclosure Data

In Kennebec County, Maine, ZIP 04265 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (55/100), structural risk (52/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (14/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (77/100). On the structural side it scores 52/100, with 4/100 of stress already active.

The market reads expansion — home values rose 5.5% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $43,712, median income runs below typical U.S. levels. About 645 people live here, median age 47. 88% of housing is owner-occupied. The vacancy rate is 12.2% — elevated. The poverty rate is 15.5%. The demographic-stress sub-score lands at 34/100. Around 64% of renters are cost-burdened. The typical home is worth about $169,900 (3.8× income, relatively affordable). Around 26% of adults hold a bachelor's degree or higher. The ZIP holds roughly 329 housing units.

Net-net, 04265 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.