ZIP 04265 Foreclosure, Tax-Lien & Distress Report
Kennebec County, Maine · High Vacancy market
ZIP 04265's composite property-distress score is 23/100 - DLRadar classes that as low for Kennebec County, Maine. Leading the profile are construction/permit lag (51/100), structural risk (50/100), institutional ownership (30/100). On the quiet end sit institutional ownership (30/100) and mortgage stress (14/100). Climate and flood risk are elevated too — climate & FEMA risk (77/100). Structurally it carries 50/100, against 4/100 of stress already in motion.
The market reads peak — home values rose 2.9% year on year, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $43,712, median income runs below typical U.S. levels. Population is roughly 645 with a median age of 47. 88% of housing is owner-occupied. The vacancy rate is 12.2% — elevated. The poverty rate is 15.5%. On demographic stress specifically, 04265 scores 34/100. Rent burden reaches 64% of tenant households. A median home runs $169,900 here, or 3.8 times local income. Around 26% of adults hold a bachelor's degree or higher. The ZIP holds roughly 329 housing units.
Taken together, 04265 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 04265 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 04265 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04265 can be compared directly against any other ZIP in Kennebec County, Maine or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 04265 shows blanks, not estimates, wherever the record is sparse.
Behind 04265's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 04265 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 04265
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 04265 by the numbers
The live 04265 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Kennebec County ZIP reports
Nearest ZIP codes to 04265
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Kennebec County, Maine
Additional distress intelligence spanning Kennebec County, Maine by ZIP, county and state.
The complete 04265 distress and acquisition report
Open 04265 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology