ZIP 04346 Foreclosure, Tax-Lien & Distress Report
Kennebec County, Maine · High Vacancy market
In Kennebec County, Maine, ZIP 04346 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. The most distinctive pressure shows up in construction/permit lag (49/100), structural risk (48/100), institutional ownership (27/100). institutional ownership (27/100) and mortgage stress (14/100) stay muted. Latent structural risk is 48/100 while live distress already moving reads 4/100. It additionally carries heavy environmental risk: climate & FEMA risk (77/100).
The market reads peak — home values rose 2.9% year on year (phase confidence 29/100). Topping markets hide individual distress behind strong averages.
On demographic stress specifically, 04346 scores 32/100. Around 42% of renters are cost-burdened. Around 17% of adults hold a bachelor's degree or higher. A median home runs $174,300 here, or 3.0 times local income. 20.9% of residents fall below the poverty threshold. The tenure split is 73% owner-occupied to 27% rented. Population is roughly 1,479 with a median age of 50. The vacancy rate is 14.2% — elevated. Households earn a median $52,917 — below the roughly $78,000 national figure. There are about 914 housing units across 04346.
Net-net, 04346 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 04346 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 04346 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Kennebec County, Maine and the nation. Where the public record is thin for 04346, the field stays empty rather than modeled, and fills in as new documents post.
The 22/100 figure for 04346 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 04346 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 04346
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
04346 at a glance
04346 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Neighbouring ZIPs in Kennebec County
Related reports across Kennebec County, Maine
Other reports tied to Kennebec County, Maine — ZIP, county and statewide.
See every distressed parcel in 04346
See who owns each distressed property in 04346, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology