ZIP 04346 Property Distress & Foreclosure Data

In Kennebec County, Maine, ZIP 04346 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (55/100), structural risk (52/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (14/100) register low. On the structural side it scores 52/100, with 4/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (77/100).

The market reads expansion — home values rose 5.5% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 32/100. Around 42% of renters are cost-burdened. Around 17% of adults hold a bachelor's degree or higher. The typical home is worth about $174,300 (3.0× income, relatively affordable). The poverty rate is 20.9% — high, a tax-stress and distress correlate. 73% of housing is owner-occupied. About 1,479 people live here, median age 50. The vacancy rate is 14.2% — elevated. At $52,917, median income runs below typical U.S. levels. The ZIP holds roughly 914 housing units.

Net-net, 04346 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.