ZIP 04352 Foreclosure, Tax-Lien & Distress Report

ZIP code 04352 in Kennebec County, Maine carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: climate & FEMA risk (77/100). The most distinctive pressure shows up in construction/permit lag (51/100), structural risk (50/100), institutional ownership (30/100). By contrast, institutional ownership (30/100) and mortgage stress (14/100) register low. Structural risk reads 50/100 against active distress of 4/100.

The market reads peak — home values rose 2.9% year on year (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $264,200 here, or 3.1 times local income. Vacancy runs 37.1%, above the national norm and a classic distress-and-opportunity signal. 1,728 residents call 04352 home, typically aged 46. At $73,664, median income runs near typical U.S. levels. The tenure split is 87% owner-occupied to 13% rented. There are about 1,103 housing units across 04352. Around 39% of adults hold a bachelor's degree or higher. Around 21% of renters are cost-burdened. The demographic-stress sub-score lands at 25/100. 5.3% of residents fall below the poverty threshold.

Taken together, 04352 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 04352 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 04352 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 04352, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 23/100 figure for 04352 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 04352 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.