ZIP 04345 Foreclosure, Tax-Lien & Distress Report
Kennebec County, Maine · Distress market
Composite property distress in 04345 (Kennebec County, Maine) lands at 23/100 — low on DLRadar's distress scoring. The split runs 50/100 structural to 4/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (77/100). What sets it apart are the readings on construction/permit lag (51/100), structural risk (50/100), institutional ownership (30/100). institutional ownership (30/100) and mortgage stress (14/100) stay muted.
The market reads peak — home values rose 2.9% year on year, and 17% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The tenure split is 78% owner-occupied to 22% rented. There are about 5,538 housing units across 04345. A median home runs $242,800 here, or 3.0 times local income. Rent burden reaches 48% of tenant households. About 12,363 people live here, median age 45. About 29% have a four-year degree. The vacancy rate is 8.0%. Median household income is $68,844, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 28/100. The poverty rate is 8.2%.
Net-net, 04345 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 04345 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 04345 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Kennebec County, Maine and the nation. Nothing here is interpolated — where a source is thin for 04345, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
04345's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 04345 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 04345
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 04345 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Kennebec County ZIP codes
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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Keep going: ZIP, county and state distress coverage for Kennebec County, Maine.
Open the complete 04345 acquisition file
Every distressed parcel in 04345 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology