ZIP 04345 Foreclosure, Tax-Lien & Distress Report

ZIP code 04345 in Kennebec County, Maine carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 52 and live distress 4 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (77/100). What sets it apart are the readings on construction/permit lag (55/100), structural risk (52/100), institutional ownership (33/100). institutional ownership (33/100) and mortgage stress (14/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 17% higher over three years, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 78% owner-occupied to 22% rented. There are about 5,538 housing units across 04345. A median home runs $242,800 here, or 3.0 times local income. Rent burden reaches 48% of tenant households. 12,363 residents call 04345 home, typically aged 45. About 29% have a four-year degree. Vacancy runs 8.0%. Households earn a median $68,844 — near the roughly $78,000 national figure. On demographic stress specifically, 04345 scores 28/100. Roughly 8.2% live below the poverty line.

Overall, 04345 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.