ZIP 04351 Property Distress & Foreclosure Data

DLRadar grades ZIP 04351 (Kennebec County, Maine) at a low 24/100 for overall property distress. Property-level stress concentrates in construction/permit lag (55/100), structural risk (52/100), institutional ownership (33/100). institutional ownership (33/100) and mortgage stress (14/100) stay muted. The latent-versus-live split is 52/100 structural and 4/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (77/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 38% higher over three years (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 04351 scores 21/100. A median home runs $299,600 here, or 3.2 times local income. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. About 48% have a four-year degree. The vacancy rate is 16.0% — elevated. The tenure split is 82% owner-occupied to 18% rented. Households earn a median $89,453 — above the roughly $78,000 national figure. 2,464 residents call 04351 home, typically aged 44. Around 12% of renters are cost-burdened. The ZIP holds roughly 1,175 housing units.

Taken together, 04351 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.