ZIP 04351 Foreclosure, Tax-Lien & Distress Report

In Kennebec County, Maine, ZIP 04351 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. The pressure is most legible in construction/permit lag (49/100), structural risk (48/100), institutional ownership (27/100). By contrast, institutional ownership (27/100) and mortgage stress (14/100) register low. Structural risk reads 48/100 against active distress of 4/100. It additionally carries heavy environmental risk: climate & FEMA risk (77/100).

The peak-phase market in 04351 posted values that rose 2.9% over the year, and 38% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 21/100. Home values center near $299,600, an affordability ratio of 3.2× — accessible. The poverty rate is 3.9% — low. Educational attainment sits at 48% bachelor's-or-above. The vacancy rate is 16.0% — elevated. 82% of housing is owner-occupied. Median household income is $89,453, above the U.S. median near $78,000. 2,464 residents call 04351 home, typically aged 44. Rent burden reaches 12% of tenant households. The ZIP holds roughly 1,175 housing units.

Taken together, 04351 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 04351 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 04351 stays directly comparable to neighboring ZIPs and the rest of Kennebec County, Maine. The score is rebuilt from public data as it updates, so 04351 reflects the current record instead of a stale or modeled snapshot.

The 22/100 figure for 04351 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 04351 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.