ZIP 04360 Property Distress & Foreclosure Data

DLRadar grades ZIP 04360 (Kennebec County, Maine) at a low 24/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (77/100). On the structural side it scores 52/100, with 4/100 of stress already active. Property-level stress concentrates in construction/permit lag (55/100), structural risk (52/100), institutional ownership (33/100). institutional ownership (33/100) and mortgage stress (14/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $74,453 — near the roughly $78,000 national figure. About 34% have a four-year degree. Roughly 9.8% live below the poverty line. On demographic stress specifically, 04360 scores 25/100. 562 residents call 04360 home, typically aged 38. The tenure split is 91% owner-occupied to 9% rented. Around 0% of renters are cost-burdened. The ZIP holds roughly 431 housing units. The vacancy rate is 46.4% — elevated. A median home runs $276,400 here, or 3.3 times local income.

Taken together, 04360 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.