ZIP 04360 Foreclosure, Tax-Lien & Distress Report

ZIP code 04360 in Kennebec County, Maine carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (77/100)). On the structural side it scores 48/100, with 4/100 of stress already active. What sets it apart are the readings on construction/permit lag (49/100), structural risk (48/100), institutional ownership (27/100). On the quiet end sit institutional ownership (27/100) and mortgage stress (14/100).

The peak-phase market in 04360 posted values that rose 2.9% over the year (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Households earn a median $74,453 — near the roughly $78,000 national figure. About 34% have a four-year degree. The poverty rate is 9.8%. The demographic-stress sub-score lands at 25/100. 562 residents call 04360 home, typically aged 38. Owners hold 91% of homes, renters 9%. Rent burden reaches 0% of tenant households. There are about 431 housing units across 04360. Vacancy runs 46.4%, above the national norm and a classic distress-and-opportunity signal. A median home runs $276,400 here, or 3.3 times local income.

Taken together, 04360 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 04360 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 04360's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 04360 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

04360's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 04360 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.