ZIP 04086 Foreclosure, Tax-Lien & Distress Report
Sagadahoc County, Maine · Distress market
In Sagadahoc County, Maine, ZIP 04086 scores 18 of 100 for composite distress, a low level on DLRadar's distress index. Structural exposure scores 41 and live distress 6 on the 0–100 scale. Leading the profile are institutional ownership (43/100), structural risk (41/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (19/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100).
The market reads peak — home values rose 4.2% year on year, and 20% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.
9,644 residents call 04086 home, typically aged 46. The ZIP holds roughly 4,313 housing units. The vacancy rate is 7.6%. About 43% have a four-year degree. The tenure split is 79% owner-occupied to 21% rented. Median household income is $82,356, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 28/100. Roughly 9.0% live below the poverty line. Home values center near $360,800, an affordability ratio of 4.0× — accessible. Around 37% of renters are cost-burdened.
Broadly, 04086 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 04086's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 04086 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 18/100 for 04086 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 04086 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 04086
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 04086 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Sagadahoc County
Nearest ZIP codes to 04086
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Sagadahoc County, Maine.
See every distressed parcel in 04086
Open 04086 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology