ZIP 04086 Foreclosure, Tax-Lien & Distress Report

In Sagadahoc County, Maine, ZIP 04086 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 33 and live distress 6 on the 0–100 scale. Leading the profile are institutional ownership (41/100), structural risk (33/100), mortgage stress (19/100). By contrast, structural risk (33/100) and mortgage stress (19/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100).

The market reads peak — home values rose 4.2% year on year, and 20% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

9,644 residents call 04086 home, typically aged 46. The ZIP holds roughly 4,313 housing units. The vacancy rate is 7.6%. About 43% have a four-year degree. The tenure split is 79% owner-occupied to 21% rented. Median household income is $82,356, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 28/100. Roughly 9.0% live below the poverty line. Home values center near $360,800, an affordability ratio of 4.0× — accessible. Around 37% of renters are cost-burdened.

Broadly, 04086 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 04086's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 04086 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 15/100 for 04086 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 04086 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.