ZIP 04086 Property Distress & Foreclosure Data

DLRadar grades ZIP 04086 (Sagadahoc County, Maine) at a low 18/100 for overall property distress. Structural risk reads 43/100 against active distress of 6/100. Property-level stress concentrates in institutional ownership (46/100), structural risk (43/100), construction/permit lag (29/100). On the quiet end sit construction/permit lag (29/100) and mortgage stress (19/100). Environmental exposure also runs high (flood (NFIP) exposure (85/100)).

The expansion-phase market in 04086 posted values that rose 5.2% over the year, and 20% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 9,644 with a median age of 46. There are about 4,313 housing units across 04086. Vacancy runs 7.6%. Educational attainment sits at 43% bachelor's-or-above. Owners hold 79% of homes, renters 21%. Median household income is $82,356, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 28/100. 9.0% of residents fall below the poverty threshold. Home values center near $360,800, an affordability ratio of 4.0× — accessible. Rent burden reaches 37% of tenant households.

Broadly, 04086 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.