ZIP 04008 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 04008 (Sagadahoc County, Maine) lands at 15/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (84/100)). Leading the profile are institutional ownership (41/100), structural risk (33/100), mortgage stress (19/100). structural risk (33/100) and mortgage stress (19/100) stay muted. On the structural side it scores 33/100, with 6/100 of stress already active.

The market reads peak — home values rose 4.2% year on year, and 29% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $405,500 here, or 3.2 times local income. 13.7% of residents fall below the poverty threshold. About 3,115 people live here, median age 49. Owners hold 91% of homes, renters 9%. DLRadar's demographic-stress index for the area reads 33/100. Vacancy runs 8.5%. The ZIP holds roughly 1,370 housing units. Around 79% of renters are cost-burdened. At $104,914, median income runs above typical U.S. levels. About 39% have a four-year degree.

Broadly, 04008 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 04008 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 04008 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04008 can be compared directly against any other ZIP in Sagadahoc County, Maine or nationwide. 04008 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 15/100 figure for 04008 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 04008 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.