ZIP 04105 Property Distress & Foreclosure Data

Cumberland County, Maine's ZIP 04105 registers 27/100 composite distress, which DLRadar reads as low. Structural risk reads 61/100 against active distress of 6/100. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (82/100). The most distinctive pressure shows up in structural risk (61/100), institutional ownership (47/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (19/100) stay muted.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 21% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 6.1%. Households earn a median $131,833 — above the roughly $78,000 national figure. 12,557 residents call 04105 home, typically aged 48. The tenure split is 85% owner-occupied to 15% rented. About 71% have a four-year degree. There are about 5,283 housing units across 04105. A median home runs $767,500 here, or 5.1 times local income. Roughly 2.8% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 04105 scores 27/100. Rent burden reaches 35% of tenant households.

Overall, 04105 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.