ZIP 04921 Foreclosure, Tax-Lien & Distress Report

In Waldo County, Maine, ZIP 04921 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (88/100)). The pressure is most legible in construction/permit lag (65/100), structural risk (57/100), institutional ownership (47/100). mortgage stress (23/100) stay muted. The split runs 57/100 structural to 7/100 active on the ground.

The peak-phase market in 04921 posted values that rose 2.0% over the year, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $210,300 here, or 3.0 times local income. The ZIP holds roughly 911 housing units. Vacancy runs 18.6%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $63,355 — below the roughly $78,000 national figure. 75% of housing is owner-occupied. Around 29% of adults hold a bachelor's degree or higher. About 1,716 people live here, median age 46. DLRadar's demographic-stress index for the area reads 26/100. Roughly 15.3% live below the poverty line. Around 16% of renters are cost-burdened.

Net-net, 04921 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 04921 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 04921's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 04921, the field stays empty rather than modeled, and fills in as new documents post.

The 25/100 figure for 04921 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 04921 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.