ZIP 04949 Property Distress & Foreclosure Data

ZIP code 04949 in Waldo County, Maine carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100). What sets it apart are the readings on institutional ownership (54/100), structural risk (53/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (23/100) register low. Structural risk reads 53/100 against active distress of 7/100.

The market reads expansion — home values rose 6.1% year on year, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 913 people live here, median age 45. The typical home is worth about $229,600 (3.8× income, relatively affordable). 85% of housing is owner-occupied. Around 41% of adults hold a bachelor's degree or higher. Vacancy runs 48.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 40% of tenant households. At $59,464, median income runs below typical U.S. levels. The poverty rate is 18.8% — high, a tax-stress and distress correlate. There are about 826 housing units across 04949. The demographic-stress sub-score lands at 33/100.

Net-net, 04949 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.