ZIP 04949 Foreclosure, Tax-Lien & Distress Report

Waldo County, Maine's ZIP 04949 registers 25/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100). Its standout signals are construction/permit lag (65/100), structural risk (57/100), institutional ownership (47/100). mortgage stress (23/100) stay muted. The split runs 57/100 structural to 7/100 active on the ground.

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 913 people live here, median age 45. The typical home is worth about $229,600 (3.8× income, relatively affordable). 85% of housing is owner-occupied. Around 41% of adults hold a bachelor's degree or higher. The vacancy rate is 48.1% — elevated. Around 40% of renters are cost-burdened. Median household income is $59,464, below the U.S. median near $78,000. The poverty rate is 18.8% — high, a tax-stress and distress correlate. There are about 826 housing units across 04949. The demographic-stress sub-score lands at 33/100.

On the whole, 04949 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 04949 at the moment; the composite and its components are still built from verifiable public records.

The 04949 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 04949 stays directly comparable to neighboring ZIPs and the rest of Waldo County, Maine. Nothing here is interpolated — where a source is thin for 04949, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 04949's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 04949 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.