ZIP 04862 Foreclosure, Tax-Lien & Distress Report
Knox County, Maine · High Vacancy market
ZIP 04862's composite property-distress score is 19/100 - DLRadar classes that as low for Knox County, Maine. The split runs 45/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (91/100). The sharpest non-environmental signals are structural risk (45/100), institutional ownership (42/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (21/100).
The peak-phase market in 04862 posted values that rose 2.0% over the year, and 37% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 4,195 people live here, median age 42. The typical home is worth about $252,300 (3.3× income, relatively affordable). The poverty rate is 12.4%. Owners hold 87% of homes, renters 13%. DLRadar's demographic-stress index for the area reads 25/100. Vacancy runs 15.6%, above the national norm and a classic distress-and-opportunity signal. Around 21% of renters are cost-burdened. Median household income is $71,546, near the U.S. median near $78,000. There are about 2,055 housing units across 04862. Educational attainment sits at 34% bachelor's-or-above.
Net-net, 04862 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 04862 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 04862 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. 04862 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
04862's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 04862 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 04862
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 04862 Stress Report snapshot
04862 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Neighbouring ZIPs in Knox County
Keep exploring Maine distress
Further distress data across Knox County, Maine at ZIP, county and state level.
Unlock parcel-level detail for ZIP 04862
See who owns each distressed property in 04862, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology