ZIP 04863 Foreclosure, Tax-Lien & Distress Report
Knox County, Maine · High Vacancy market
In Knox County, Maine, ZIP 04863 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (45/100), institutional ownership (42/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (21/100). Environmental exposure also runs high (flood (NFIP) exposure (91/100)). Structurally it carries 45/100, against 6/100 of stress already in motion.
Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
5.1% of residents fall below the poverty threshold. About 1,063 people live here, median age 65. Median household income is $72,262, near the U.S. median near $78,000. Rent burden reaches 31% of tenant households. 88% of housing is owner-occupied. The typical home is worth about $428,400 (6.0× income). About 48% have a four-year degree. The ZIP holds roughly 1,221 housing units. The demographic-stress sub-score lands at 36/100. Vacancy runs 54.6%, above the national norm and a classic distress-and-opportunity signal.
Taken together, 04863 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 04863 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 04863, the field stays empty rather than modeled, and fills in as new documents post.
04863's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 04863 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 04863
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 04863 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 04863, the same set carried on every parcel.
Nearby ZIPs in Knox County
Explore related distress reports
Other reports tied to Knox County, Maine — ZIP, county and statewide.
Open the complete 04863 acquisition file
The full 04863 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology