ZIP 04864 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 04864 (Knox County, Maine) returns a low composite of 19/100. The latent-versus-live split is 45/100 structural and 6/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (91/100)). Property-level stress concentrates in structural risk (45/100), institutional ownership (42/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (21/100).

The market reads peak — home values rose 2.0% year on year, and 48% higher over three years, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 4,893 with a median age of 43. The ZIP holds roughly 1,887 housing units. The typical home is worth about $232,700 (2.8× income, relatively affordable). Vacancy runs 16.9%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 30/100. Around 52% of renters are cost-burdened. Around 19% of adults hold a bachelor's degree or higher. Roughly 10.0% live below the poverty line. The tenure split is 89% owner-occupied to 11% rented. Households earn a median $77,321 — near the roughly $78,000 national figure.

Net-net, 04864 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 04864 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 04864 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 04864 stays directly comparable to neighboring ZIPs and the rest of Knox County, Maine. The score is rebuilt from public data as it updates, so 04864 reflects the current record instead of a stale or modeled snapshot.

Each component behind 04864 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. Treat 04864 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.