ZIP 04861 Property Distress & Foreclosure Data

Composite property distress in 04861 (Knox County, Maine) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (50/100), institutional ownership (47/100), construction/permit lag (44/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (91/100). The latent-versus-live split is 50/100 structural and 6/100 already moving.

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, and 6% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 5.8%. On demographic stress specifically, 04861 scores 35/100. Roughly 8.4% live below the poverty line. The ZIP holds roughly 1,500 housing units. About 29% have a four-year degree. 2,761 residents call 04861 home, typically aged 58. Households earn a median $53,775 — below the roughly $78,000 national figure. The tenure split is 72% owner-occupied to 28% rented. Around 58% of renters are cost-burdened. A median home runs $271,700 here, or 4.8 times local income.

Overall, 04861 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.