ZIP 04861 Foreclosure, Tax-Lien & Distress Report
Knox County, Maine · Distress market
DLRadar grades ZIP 04861 (Knox County, Maine) at a low 19/100 for overall property distress. What sets it apart are the readings on institutional ownership (45/100), structural risk (45/100), construction/permit lag (31/100). construction/permit lag (31/100) and mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (91/100). On the structural side it scores 45/100, with 6/100 of stress already active.
The peak-phase market in 04861 posted values that rose 2.0% over the year, and 6% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 5.8%. The demographic-stress sub-score lands at 35/100. The poverty rate is 8.4%. There are about 1,500 housing units across 04861. About 29% have a four-year degree. Population is roughly 2,761 with a median age of 58. At $53,775, median income runs below typical U.S. levels. 72% of housing is owner-occupied. Around 58% of renters are cost-burdened. Home values center near $271,700, an affordability ratio of 4.8×.
On balance 04861 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 04861 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 04861 read uses the identical scoring model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 04861 stays directly comparable to neighboring ZIPs and the rest of Knox County, Maine. Sparse data for 04861 shows as blanks, never estimates, and the score updates on every fresh public filing.
04861's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 04861 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 04861 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
04861 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 04861, the same set carried on every parcel.
Other Knox County ZIP codes
Nearest ZIP codes to 04861
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Knox County, Maine at ZIP, county and state level.
Get the full acquisition report for 04861
See who owns each distressed property in 04861, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology