ZIP 04859 Foreclosure, Tax-Lien & Distress Report

Knox County, Maine's ZIP 04859 registers 19/100 composite distress, which DLRadar reads as low. Structurally it carries 45/100, against 0/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100). Its heaviest discrete signals: institutional ownership (45/100), structural risk (45/100), construction/permit lag (31/100). On the quiet end sit construction/permit lag (31/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

Households earn a median $77,708 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 40/100. Around 28% of adults hold a bachelor's degree or higher. The vacancy rate is 20.7% — elevated. Population is roughly 810 with a median age of 62. The ZIP holds roughly 457 housing units. The tenure split is 88% owner-occupied to 12% rented. The poverty rate is 3.5% — low. Around 0% of renters are cost-burdened.

On the whole, 04859 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 04859 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 04859 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 04859 shows blanks, not estimates, wherever the record is sparse.

04859's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 04859 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.