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ZIP 04855 Foreclosure, Tax-Lien & Distress Report

Knox County, Maine · High Vacancy market

ZIP 04855's composite property-distress score is 19/100 - DLRadar classes that as low for Knox County, Maine. The split runs 45/100 structural to 6/100 active on the ground. The most distinctive pressure shows up in institutional ownership (45/100), structural risk (45/100), construction/permit lag (31/100). On the quiet end sit construction/permit lag (31/100) and mortgage stress (21/100). Climate and flood risk are elevated too — flood (NFIP) exposure (91/100).

The peak-phase market in 04855 posted values that rose 2.0% over the year, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $250,001, median income runs above typical U.S. levels. About 316 people live here, median age 70. The vacancy rate is 17.8% — elevated. Home values center near $358,100, an affordability ratio of 1.4× — accessible. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. There are about 234 housing units across 04855. 100% of housing is owner-occupied. The demographic-stress sub-score lands at 23/100. About 85% have a four-year degree.

Net-net, 04855 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 04855 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 04855 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 04855 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 19/100 figure for 04855 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 04855 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

19/100
Composite stress
45/100
Structural risk
6/100
Distress activity

What is driving ZIP 04855’s distress

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk35
04855 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 04855 Stress Report snapshot

A live read on 04855: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Knox County ZIPs near 04855

Nearest ZIP codes to 04855

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Maine distress

Other reports tied to Knox County, Maine — ZIP, county and statewide.

Unlock the full ZIP 04855 acquisition report

The full 04855 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.

No modelling: every input is a public record · methodology

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