ZIP 04855 Foreclosure, Tax-Lien & Distress Report
Knox County, Maine · High Vacancy market
ZIP 04855's composite property-distress score is 19/100 - DLRadar classes that as low for Knox County, Maine. The split runs 45/100 structural to 6/100 active on the ground. The most distinctive pressure shows up in structural risk (45/100), institutional ownership (42/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (21/100). Climate and flood risk are elevated too — flood (NFIP) exposure (91/100).
The peak-phase market in 04855 posted values that rose 2.0% over the year, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $250,001, median income runs above typical U.S. levels. About 316 people live here, median age 70. The vacancy rate is 17.8% — elevated. Home values center near $358,100, an affordability ratio of 1.4× — accessible. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. There are about 234 housing units across 04855. 100% of housing is owner-occupied. The demographic-stress sub-score lands at 9/100. About 85% have a four-year degree.
Net-net, 04855 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 04855 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 04855 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 04855 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 19/100 figure for 04855 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 04855 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 04855’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 04855 Stress Report snapshot
A live read on 04855: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Knox County ZIPs near 04855
Keep exploring Maine distress
Other reports tied to Knox County, Maine — ZIP, county and statewide.
Unlock the full ZIP 04855 acquisition report
The full 04855 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology