ZIP 04858 Foreclosure, Tax-Lien & Distress Report

ZIP code 04858 in Knox County, Maine carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are structural risk (45/100), institutional ownership (42/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (21/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (91/100). Latent structural risk is 45/100 while live distress already moving reads 6/100.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 46% higher over three years, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 809 housing units across 04858. 4.1% of residents fall below the poverty threshold. Households earn a median $80,938 — near the roughly $78,000 national figure. About 47% have a four-year degree. Population is roughly 1,400 with a median age of 49. Home values center near $341,300, an affordability ratio of 3.8× — accessible. Rent burden reaches 52% of tenant households. The tenure split is 90% owner-occupied to 10% rented. On demographic stress specifically, 04858 scores 30/100. Vacancy runs 31.1%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 04858 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 04858 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 04858 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04858 can be compared directly against any other ZIP in Knox County, Maine or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 04858 shows blanks, not estimates, wherever the record is sparse.

Behind 04858's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 04858 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.