ZIP 04860 Property Distress & Foreclosure Data

DLRadar grades ZIP 04860 (Knox County, Maine) at a low 21/100 for overall property distress. Structural risk reads 50/100 against active distress of 6/100. Property-level stress concentrates in structural risk (50/100), institutional ownership (47/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (flood (NFIP) exposure (91/100)).

The expansion-phase market in 04860 posted values that rose 6.1% over the year, and 47% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 1,506 with a median age of 55. Median household income is $72,112, near the U.S. median near $78,000. Vacancy runs 48.4%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 44% of tenant households. Home values center near $271,400, an affordability ratio of 4.3×. 12.6% of residents fall below the poverty threshold. Owners hold 88% of homes, renters 12%. There are about 1,552 housing units across 04860. DLRadar's demographic-stress index for the area reads 34/100. Educational attainment sits at 43% bachelor's-or-above.

On the whole, 04860 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.