ZIP 04860 Foreclosure, Tax-Lien & Distress Report
Knox County, Maine · High Vacancy market
ZIP code 04860 in Knox County, Maine carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 45/100, against 6/100 of stress already in motion. What sets it apart are the readings on structural risk (45/100), institutional ownership (42/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (21/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100).
The peak-phase market in 04860 posted values that rose 2.0% over the year, and 47% higher over three years (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Population is roughly 1,506 with a median age of 55. At $72,112, median income runs near typical U.S. levels. Vacancy runs 48.4%, above the national norm and a classic distress-and-opportunity signal. Around 44% of renters are cost-burdened. A median home runs $271,400 here, or 4.3 times local income. 12.6% of residents fall below the poverty threshold. 88% of housing is owner-occupied. The ZIP holds roughly 1,552 housing units. On demographic stress specifically, 04860 scores 34/100. Around 43% of adults hold a bachelor's degree or higher.
On the whole, 04860 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 04860 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Knox County, Maine and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 04860 shows blanks, not estimates, wherever the record is sparse.
Behind 04860's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 04860 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 04860
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 04860 by the numbers
A live read on 04860: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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See every distressed parcel in 04860
See who owns each distressed property in 04860, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology