ZIP 04574 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 04574 (Knox County, Maine) at a low 19/100 for overall property distress. The latent-versus-live split is 45/100 structural and 6/100 already moving. Leading the profile are structural risk (45/100), institutional ownership (42/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (21/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100).

The market reads peak — home values rose 2.0% year on year, and 47% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $195,200, an affordability ratio of 3.0× — accessible. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. 1,618 residents call 04574 home, typically aged 46. The demographic-stress sub-score lands at 30/100. Owners hold 93% of homes, renters 7%. Households earn a median $63,036 — below the roughly $78,000 national figure. Around 57% of renters are cost-burdened. About 22% have a four-year degree. There are about 777 housing units across 04574. Roughly 12.6% live below the poverty line.

Taken together, 04574 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 04574 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 04574 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 04574, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 19/100 figure for 04574 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 04574 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.