ZIP 04354 Property Distress & Foreclosure Data

ZIP code 04354 in Waldo County, Maine carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100). What sets it apart are the readings on institutional ownership (54/100), structural risk (53/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (23/100) stay muted. Structural risk reads 53/100 against active distress of 7/100.

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, and 54% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

1,420 residents call 04354 home, typically aged 44. A median home runs $259,700 here, or 2.9 times local income. Households earn a median $92,344 — above the roughly $78,000 national figure. Vacancy runs 36.8%, above the national norm and a classic distress-and-opportunity signal. There are about 994 housing units across 04354. Rent burden reaches 18% of tenant households. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 04354 scores 24/100. The tenure split is 94% owner-occupied to 6% rented. About 33% have a four-year degree.

Taken together, 04354 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.