ZIP 04496 Foreclosure, Tax-Lien & Distress Report
Waldo County, Maine · Distress market
DLRadar grades ZIP 04496 (Waldo County, Maine) at a low 24/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100). Structural exposure scores 55 and live distress 7 on the 0–100 scale. The sharpest non-environmental signals are structural risk (55/100), construction/permit lag (54/100), institutional ownership (51/100). On the quiet end sit mortgage stress (23/100).
The peak-phase market in 04496 posted values that rose 2.0% over the year, and 18% higher over three years, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.
Households earn a median $103,938 — above the roughly $78,000 national figure. Vacancy runs 2.7%. The poverty rate is 4.7% — low. 92% of housing is owner-occupied. About 37% have a four-year degree. 3,839 residents call 04496 home, typically aged 42. Around 59% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 25/100. The ZIP holds roughly 1,752 housing units. Home values center near $283,000, an affordability ratio of 2.3× — accessible.
Net-net, 04496 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 04496 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 04496's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 04496 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 24/100 figure for 04496 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 04496 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 04496 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 04496 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 04496, the same set carried on every parcel.
Neighbouring ZIPs in Waldo County
Nearest ZIP codes to 04496
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Waldo County, Maine
Related ZIP, county and statewide reads linked to Waldo County, Maine.
See every distressed parcel in 04496
Every distressed parcel in 04496 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology