ZIP 04981 Property Distress & Foreclosure Data

In Waldo County, Maine, ZIP 04981 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100). Its standout signals are institutional ownership (54/100), structural risk (53/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (23/100) stay muted. Structural risk reads 53/100 against active distress of 7/100.

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, and 44% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 84% owner-occupied to 16% rented. Rent burden reaches 24% of tenant households. There are about 1,364 housing units across 04981. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. 2,584 residents call 04981 home, typically aged 51. On demographic stress specifically, 04981 scores 26/100. Roughly 12.1% live below the poverty line. About 26% have a four-year degree. A median home runs $239,000 here, or 3.1 times local income. Households earn a median $72,178 — near the roughly $78,000 national figure.

Taken together, 04981 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.