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ZIP 04421 Foreclosure, Tax-Lien & Distress Report

Hancock County, Maine · High Vacancy market

ZIP 04421's composite property-distress score is 24/100 - DLRadar classes that as low for Hancock County, Maine. The most distinctive pressure shows up in structural risk (55/100), institutional ownership (47/100), construction/permit lag (40/100). On the quiet end sit mortgage stress (26/100). Structural exposure scores 55 and live distress 8 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (87/100)).

The market reads peak — home values rose 2.0% year on year (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 720 housing units. Educational attainment sits at 76% bachelor's-or-above. Home values center near $603,500, an affordability ratio of 5.0×. Around 32% of renters are cost-burdened. 9.3% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 32/100. At $111,500, median income runs above typical U.S. levels. 81% of housing is owner-occupied. The vacancy rate is 56.5% — elevated. Population is roughly 1,222 with a median age of 21.

Net-net, 04421 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 04421 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 04421 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Hancock County, Maine and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 04421 shows blanks, not estimates, wherever the record is sparse.

04421's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 04421 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

24/100
Composite stress
55/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 04421

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk58
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 04421 distress snapshot

The live 04421 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Hancock County

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Other reports tied to Hancock County, Maine — ZIP, county and statewide.

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