ZIP 04421 Property Distress & Foreclosure Data

ZIP code 04421 in Hancock County, Maine carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (56/100), institutional ownership (54/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (26/100) register low. The latent-versus-live split is 56/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), FEMA disaster exposure (64/100).

The market reads expansion — home values rose 6.1% year on year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 720 housing units. Around 76% of adults hold a bachelor's degree or higher. The typical home is worth about $603,500 (5.0× income). Around 32% of renters are cost-burdened. The poverty rate is 9.3%. The demographic-stress sub-score lands at 32/100. At $111,500, median income runs above typical U.S. levels. 81% of housing is owner-occupied. The vacancy rate is 56.5% — elevated. About 1,222 people live here, median age 21.

Net-net, 04421 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.