ZIP 04676 Property Distress & Foreclosure Data

DLRadar grades ZIP 04676 (Hancock County, Maine) at a low 25/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), FEMA disaster exposure (64/100). On the structural side it scores 56/100, with 8/100 of stress already active. Property-level stress concentrates in structural risk (56/100), institutional ownership (54/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (26/100) register low.

The market reads expansion — home values rose 6.1% year on year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 18.8% — high, a tax-stress and distress correlate. Around 67% of renters are cost-burdened. At $74,598, median income runs near typical U.S. levels. The typical home is worth about $336,500 (3.8× income, relatively affordable). The demographic-stress sub-score lands at 35/100. About 1,127 people live here, median age 51. The ZIP holds roughly 660 housing units. The vacancy rate is 24.1% — elevated. Around 42% of adults hold a bachelor's degree or higher. 80% of housing is owner-occupied.

Net-net, 04676 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.