ZIP 04676 Foreclosure, Tax-Lien & Distress Report

In Hancock County, Maine, ZIP 04676 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100). Structural risk reads 55/100 against active distress of 8/100. Leading the profile are structural risk (55/100), institutional ownership (47/100), construction/permit lag (40/100). By contrast, mortgage stress (26/100) register low.

The peak-phase market in 04676 posted values that rose 2.0% over the year (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 18.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 67% of tenant households. At $74,598, median income runs near typical U.S. levels. The typical home is worth about $336,500 (3.8× income, relatively affordable). The demographic-stress sub-score lands at 35/100. About 1,127 people live here, median age 51. The ZIP holds roughly 660 housing units. The vacancy rate is 24.1% — elevated. Educational attainment sits at 42% bachelor's-or-above. 80% of housing is owner-occupied.

Net-net, 04676 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 04676 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 04676 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Hancock County, Maine and the nation. Nothing here is interpolated — where a source is thin for 04676, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

04676's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 04676 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.