ZIP 04684 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 04684 (Hancock County, Maine) at a low 24/100 for overall property distress. The split runs 55/100 structural to 8/100 active on the ground. Environmental exposure also runs high (flood (NFIP) exposure (87/100)). The pressure is most legible in structural risk (55/100), institutional ownership (51/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (26/100) stay muted.

The market reads peak — home values rose 2.0% year on year, and 32% higher over three years (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 89% owner-occupied to 11% rented. Around 55% of renters are cost-burdened. Home values center near $296,300, an affordability ratio of 3.6× — accessible. The poverty rate is 6.5% — low. Population is roughly 1,834 with a median age of 53. There are about 1,226 housing units across 04684. Vacancy runs 33.5%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 41% bachelor's-or-above. At $77,632, median income runs near typical U.S. levels. On demographic stress specifically, 04684 scores 31/100.

On the whole, 04684 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 04684 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 04684 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 04684 stays directly comparable to neighboring ZIPs and the rest of Hancock County, Maine. Sparse data for 04684 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 04684 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For an operator, 04684 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.