ZIP 04684 Property Distress & Foreclosure Data

In Hancock County, Maine, ZIP 04684 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 56/100 against active distress of 8/100. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100), FEMA disaster exposure (64/100). Its standout signals are structural risk (56/100), institutional ownership (54/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (26/100) stay muted.

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, and 32% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 89% owner-occupied to 11% rented. Rent burden reaches 55% of tenant households. A median home runs $296,300 here, or 3.6 times local income. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. 1,834 residents call 04684 home, typically aged 53. There are about 1,226 housing units across 04684. Vacancy runs 33.5%, above the national norm and a classic distress-and-opportunity signal. About 41% have a four-year degree. Households earn a median $77,632 — near the roughly $78,000 national figure. On demographic stress specifically, 04684 scores 31/100.

Taken together, 04684 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.