ZIP 04614 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 04614 (Hancock County, Maine) returns a low composite of 24/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100). Structural exposure scores 55 and live distress 8 on the 0–100 scale. Its standout signals are structural risk (55/100), institutional ownership (47/100), construction/permit lag (40/100). By contrast, mortgage stress (26/100) register low.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 29% higher over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

Median household income is $70,164, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 35/100. 2,811 residents call 04614 home, typically aged 46. Vacancy runs 39.8%, above the national norm and a classic distress-and-opportunity signal. 7.1% of residents fall below the poverty threshold. The ZIP holds roughly 1,962 housing units. Rent burden reaches 56% of tenant households. A median home runs $399,500 here, or 4.7 times local income. About 49% have a four-year degree. The tenure split is 81% owner-occupied to 20% rented.

Taken together, 04614 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 04614 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 04614 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04614 can be compared directly against any other ZIP in Hancock County, Maine or nationwide. 04614 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 24/100 for 04614 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 04614 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.