ZIP 04614 Property Distress & Foreclosure Data

Hancock County, Maine's ZIP 04614 registers 25/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (87/100), FEMA disaster exposure (64/100)). On the structural side it scores 56/100, with 8/100 of stress already active. The most distinctive pressure shows up in structural risk (56/100), institutional ownership (54/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (26/100).

The expansion-phase market in 04614 posted values that rose 6.1% over the year, and 29% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $70,164, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 35/100. Population is roughly 2,811 with a median age of 46. The vacancy rate is 39.8% — elevated. 7.1% of residents fall below the poverty threshold. The ZIP holds roughly 1,962 housing units. Around 56% of renters are cost-burdened. Home values center near $399,500, an affordability ratio of 4.7×. Educational attainment sits at 49% bachelor's-or-above. Owners hold 81% of homes, renters 20%.

On the whole, 04614 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.