ZIP 04627 Property Distress & Foreclosure Data

Composite property distress in 04627 (Hancock County, Maine) lands at 25/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (56/100), institutional ownership (54/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (26/100) stay muted. The latent-versus-live split is 56/100 structural and 8/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100), FEMA disaster exposure (64/100).

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, and 50% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 1,625 housing units. Roughly 21.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 04627 scores 37/100. 1,883 residents call 04627 home, typically aged 56. The vacancy rate is 46.3% — elevated. About 28% have a four-year degree. Households earn a median $60,536 — below the roughly $78,000 national figure. The tenure split is 84% owner-occupied to 16% rented. Around 36% of renters are cost-burdened. A median home runs $299,500 here, or 4.4 times local income.

Taken together, 04627 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.