ZIP 04650 Foreclosure, Tax-Lien & Distress Report
Hancock County, Maine · High Vacancy market
ZIP code 04650 in Hancock County, Maine carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic distress index. Its heaviest discrete signals: structural risk (55/100), institutional ownership (51/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (26/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (87/100)). On the structural side it scores 55/100, with 8/100 of stress already active.
The peak-phase market in 04650 posted values that rose 2.0% over the year, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 44.5% — elevated. The demographic-stress sub-score lands at 37/100. Median household income is $106,964, above the U.S. median near $78,000. Owners hold 94% of homes, renters 6%. Rent burden reaches 100% of tenant households. Around 61% of adults hold a bachelor's degree or higher. 17.4% of residents fall below the poverty threshold. The ZIP holds roughly 288 housing units. A median home runs $332,400 here, or 3.1 times local income. About 391 people live here, median age 42.
On the whole, 04650 leans distressed, with opportunity clustered in specific stressed parcels. 04650 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 04650's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 04650 shows blanks, not estimates, wherever the record is sparse.
04650's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 04650 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 04650
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 04650 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 04650, the same set carried on every parcel.
Other Hancock County ZIP codes
Nearest ZIP codes to 04650
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Hancock County, Maine at ZIP, county and state level.
Get the full acquisition report for 04650
See who owns each distressed property in 04650, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology