ZIP 04650 Property Distress & Foreclosure Data

Hancock County, Maine's ZIP 04650 registers 25/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (56/100), institutional ownership (54/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (26/100). Environmental exposure also runs high (flood (NFIP) exposure (87/100), FEMA disaster exposure (64/100)). On the structural side it scores 56/100, with 8/100 of stress already active.

The expansion-phase market in 04650 posted values that rose 6.1% over the year (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 44.5% — elevated. DLRadar's demographic-stress index for the area reads 37/100. Median household income is $106,964, above the U.S. median near $78,000. Owners hold 94% of homes, renters 6%. Around 100% of renters are cost-burdened. Educational attainment sits at 61% bachelor's-or-above. 17.4% of residents fall below the poverty threshold. The ZIP holds roughly 288 housing units. Home values center near $332,400, an affordability ratio of 3.1× — accessible. Population is roughly 391 with a median age of 42.

On the whole, 04650 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.