ZIP 04616 Property Distress & Foreclosure Data

In Hancock County, Maine, ZIP 04616 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (56/100), institutional ownership (54/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (26/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), FEMA disaster exposure (64/100). The latent-versus-live split is 56/100 structural and 8/100 already moving.

The market reads expansion — home values rose 6.1% year on year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $339,400 (4.7× income). Around 11% of renters are cost-burdened. At $66,250, median income runs below typical U.S. levels. About 817 people live here, median age 55. The vacancy rate is 51.3% — elevated. Around 45% of adults hold a bachelor's degree or higher. The poverty rate is 5.4% — low. The demographic-stress sub-score lands at 29/100. The ZIP holds roughly 798 housing units. 90% of housing is owner-occupied.

Net-net, 04616 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.