ZIP 04635 Foreclosure, Tax-Lien & Distress Report

ZIP 04635's composite property-distress score is 24/100 - DLRadar classes that as low for Hancock County, Maine. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100). The pressure is most legible in structural risk (55/100), institutional ownership (47/100), construction/permit lag (40/100). On the structural side it scores 55/100, with 0/100 of stress already active.

The market reads peak — home values rose 2.0% year on year (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 71 housing units across 04635. Median household income is $41,750, below the U.S. median near $78,000. 17 residents call 04635 home, typically aged 80. Educational attainment sits at 29% bachelor's-or-above. Roughly 11.8% live below the poverty line. On demographic stress specifically, 04635 scores 32/100. Vacancy runs 83.6%, above the national norm and a classic distress-and-opportunity signal. 100% of housing is owner-occupied.

Net-net, 04635 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 04635 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 04635, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 24/100 for 04635 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 04635 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.