ZIP 04605 Property Distress & Foreclosure Data

Hancock County, Maine's ZIP 04605 registers 25/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (87/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 56/100 structural and 8/100 already moving. The most distinctive pressure shows up in structural risk (56/100), institutional ownership (54/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (26/100).

The expansion-phase market in 04605 posted values that rose 6.1% over the year, and 24% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $256,900, an affordability ratio of 3.2× — accessible. 9.9% of residents fall below the poverty threshold. The ZIP holds roughly 9,224 housing units. Population is roughly 14,695 with a median age of 44. Around 39% of renters are cost-burdened. Educational attainment sits at 39% bachelor's-or-above. Median household income is $72,083, near the U.S. median near $78,000. Owners hold 75% of homes, renters 25%. DLRadar's demographic-stress index for the area reads 30/100. The vacancy rate is 31.5% — elevated.

On the whole, 04605 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.