ZIP 04605 Foreclosure, Tax-Lien & Distress Report

In Hancock County, Maine, ZIP 04605 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (87/100)). The split runs 55/100 structural to 8/100 active on the ground. What sets it apart are the readings on structural risk (55/100), institutional ownership (47/100), construction/permit lag (40/100). By contrast, mortgage stress (26/100) register low.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 24% higher over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

A median home runs $256,900 here, or 3.2 times local income. Roughly 9.9% live below the poverty line. The ZIP holds roughly 9,224 housing units. About 14,695 people live here, median age 44. Rent burden reaches 39% of tenant households. Educational attainment sits at 39% bachelor's-or-above. At $72,083, median income runs near typical U.S. levels. Owners hold 75% of homes, renters 25%. The demographic-stress sub-score lands at 30/100. Vacancy runs 31.5%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 04605 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 04605 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04605 can be compared directly against any other ZIP in Hancock County, Maine or nationwide. Nothing here is interpolated — where a source is thin for 04605, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 24/100 figure for 04605 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 04605 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.