ZIP 04646 Property Distress & Foreclosure Data

Hancock County, Maine's ZIP 04646 registers 25/100 composite distress, which DLRadar reads as low. Structural exposure scores 56 and live distress 8 on the 0–100 scale. The most distinctive pressure shows up in structural risk (56/100), institutional ownership (54/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (26/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), FEMA disaster exposure (64/100).

The market reads expansion — home values rose 6.1% year on year, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 122 people live here, median age 41. The typical home is worth about $428,600 (5.4× income). The poverty rate is 4.9% — low. 82% of housing is owner-occupied. At $74,250, median income runs near typical U.S. levels. Around 63% of adults hold a bachelor's degree or higher. Vacancy runs 67.5%, above the national norm and a classic distress-and-opportunity signal. There are about 168 housing units across 04646. Rent burden reaches 22% of tenant households. The demographic-stress sub-score lands at 33/100.

Net-net, 04646 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.