ZIP 04646 Foreclosure, Tax-Lien & Distress Report
Hancock County, Maine · High Vacancy market
ZIP code 04646 in Hancock County, Maine carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 55/100, with 8/100 of stress already active. Leading the profile are structural risk (55/100), institutional ownership (47/100), construction/permit lag (40/100). On the quiet end sit mortgage stress (26/100). Environmental exposure also runs high (flood (NFIP) exposure (87/100)).
Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 122 people live here, median age 41. A median home runs $428,600 here, or 5.4 times local income. 4.9% of residents fall below the poverty threshold. Owners hold 82% of homes, renters 18%. At $74,250, median income runs near typical U.S. levels. Educational attainment sits at 63% bachelor's-or-above. The vacancy rate is 67.5% — elevated. There are about 168 housing units across 04646. Around 22% of renters are cost-burdened. The demographic-stress sub-score lands at 33/100.
Net-net, 04646 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 04646 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 04646 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 04646 stays directly comparable to neighboring ZIPs and the rest of Hancock County, Maine. Every figure is auditable to a public dataset and refreshed on ingest; 04646 shows blanks, not estimates, wherever the record is sparse.
The 24/100 for 04646 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 04646 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 04646
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
04646 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 04646, the same set carried on every parcel.
Nearby ZIPs in Hancock County
Keep exploring Maine distress
Other reports tied to Hancock County, Maine — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 04646
See who owns each distressed property in 04646, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology