ZIP 04679 Foreclosure, Tax-Lien & Distress Report

Hancock County, Maine's ZIP 04679 registers 24/100 composite distress, which DLRadar reads as low. Structural risk reads 55/100 against active distress of 8/100. The sharpest non-environmental signals are structural risk (55/100), institutional ownership (51/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (26/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100).

The market reads peak — home values rose 2.0% year on year, and 56% higher over three years, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

1,544 residents call 04679 home, typically aged 54. The demographic-stress sub-score lands at 47/100. The typical home is worth about $428,500 (7.7× income, severely stretched). Owners hold 58% of homes, renters 42%. The vacancy rate is 47.3% — elevated. Educational attainment sits at 34% bachelor's-or-above. There are about 1,450 housing units across 04679. Rent burden reaches 46% of tenant households. Households earn a median $54,333 — below the roughly $78,000 national figure. The poverty rate is 7.1% — low.

On the whole, 04679 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 04679 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 04679 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. 04679 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 04679's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 04679 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.