ZIP 04974 Foreclosure, Tax-Lien & Distress Report
Waldo County, Maine · High Vacancy market
ZIP code 04974 in Waldo County, Maine carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 57/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100). Its heaviest discrete signals: construction/permit lag (65/100), structural risk (57/100), institutional ownership (47/100). By contrast, mortgage stress (23/100) register low.
The market reads peak — home values rose 2.0% year on year, and 31% higher over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.
2,649 residents call 04974 home, typically aged 44. The ZIP holds roughly 1,492 housing units. On demographic stress specifically, 04974 scores 35/100. Around 28% of adults hold a bachelor's degree or higher. A median home runs $224,400 here, or 4.0 times local income. Rent burden reaches 47% of tenant households. Owners hold 65% of homes, renters 35%. Roughly 15.2% live below the poverty line. The vacancy rate is 20.6% — elevated. Households earn a median $61,283 — below the roughly $78,000 national figure.
Net-net, 04974 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 04974 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The 04974 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 04974 stays directly comparable to neighboring ZIPs and the rest of Waldo County, Maine. Where the public record is thin for 04974, the field stays empty rather than modeled, and fills in as new documents post.
The 25/100 figure for 04974 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 04974 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 04974
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
04974 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 04974, the same set carried on every parcel.
Nearby ZIPs in Waldo County
Related reports across Waldo County, Maine
Other reports tied to Waldo County, Maine — ZIP, county and statewide.
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Rules-based scoring — each signal ties to a public dataset · methodology