ZIP 04974 Property Distress & Foreclosure Data

Composite property distress in 04974 (Waldo County, Maine) lands at 23/100 — low on DLRadar's public-record scoring. Structural risk reads 53/100 against active distress of 7/100. Environmental exposure also runs high (flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100)). The sharpest non-environmental signals are institutional ownership (54/100), structural risk (53/100), construction/permit lag (36/100). On the quiet end sit construction/permit lag (36/100) and mortgage stress (23/100).

The expansion-phase market in 04974 posted values that rose 6.1% over the year, and 31% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 2,649 with a median age of 44. There are about 1,492 housing units across 04974. DLRadar's demographic-stress index for the area reads 35/100. Educational attainment sits at 28% bachelor's-or-above. Home values center near $224,400, an affordability ratio of 4.0× — accessible. Rent burden reaches 47% of tenant households. Owners hold 65% of homes, renters 35%. 15.2% of residents fall below the poverty threshold. Vacancy runs 20.6%, above the national norm and a classic distress-and-opportunity signal. Median household income is $61,283, below the U.S. median near $78,000.

On the whole, 04974 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.