ZIP 04986 Property Distress & Foreclosure Data

In Waldo County, Maine, ZIP 04986 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 53/100 structural and 7/100 already moving. Its standout signals are institutional ownership (54/100), structural risk (53/100), construction/permit lag (36/100). On the quiet end sit construction/permit lag (36/100) and mortgage stress (23/100).

The expansion-phase market in 04986 posted values that rose 6.1% over the year (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 761 housing units. The vacancy rate is 13.5% — elevated. DLRadar's demographic-stress index for the area reads 25/100. Educational attainment sits at 25% bachelor's-or-above. Around 21% of renters are cost-burdened. Home values center near $184,500, an affordability ratio of 2.5× — accessible. 10.1% of residents fall below the poverty threshold. Population is roughly 2,323 with a median age of 31. Median household income is $69,375, near the U.S. median near $78,000. Owners hold 80% of homes, renters 20%.

On the whole, 04986 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.