ZIP 04941 Foreclosure, Tax-Lien & Distress Report
Waldo County, Maine · High Vacancy market
ZIP code 04941 in Waldo County, Maine carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 57/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100). Its heaviest discrete signals: construction/permit lag (65/100), structural risk (57/100), institutional ownership (47/100). mortgage stress (23/100) stay muted.
The market reads peak — home values rose 2.0% year on year (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The vacancy rate is 16.2% — elevated. 86% of housing is owner-occupied. Population is roughly 1,524 with a median age of 44. Rent burden reaches 8% of tenant households. The ZIP holds roughly 804 housing units. On demographic stress specifically, 04941 scores 23/100. Home values center near $214,000, an affordability ratio of 3.0× — accessible. Roughly 9.3% live below the poverty line. At $65,365, median income runs below typical U.S. levels. Educational attainment sits at 26% bachelor's-or-above.
Net-net, 04941 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 04941 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 04941 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Waldo County, Maine and the nation. Where the public record is thin for 04941, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 04941 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. The point of the 04941 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 04941
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 04941 distress snapshot
Current distress, phase, housing and lender-pressure figures for 04941, drawn from the same report attached to each property.
Adjacent Waldo County ZIP reports
Keep exploring Maine distress
Further distress data across Waldo County, Maine at ZIP, county and state level.
Open the complete 04941 acquisition file
Every distressed parcel in 04941 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology