Waldo County, ME Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Waldo County, Maine? DLRadar grades every Waldo County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Waldo County breakdown.
- Waldo County's most distressed ZIP is 04354 at 25/100.
- 18 ZIP codes tracked in Waldo County, averaging 25/100 distress.
- Waldo County reads peak — home values up 2.0% year over year, 0.7% off peak.
- Vacancy runs 21.3% across Waldo County's tracked ZIPs, with a 13.1% poverty rate.
- The typical Waldo County home is worth about $240,478 against a ~$70,125 median income.
- Lending headwind in Waldo County sits at 100/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 04354 | 25/100 |
| 2 | 04438 | 25/100 |
| 3 | 04496 | 25/100 |
| 4 | 04848 | 25/100 |
| 5 | 04849 | 25/100 |
| 6 | 04915 | 25/100 |
| 7 | 04921 | 25/100 |
| 8 | 04922 | 25/100 |
| 9 | 04941 | 25/100 |
| 10 | 04949 | 25/100 |
| 11 | 04951 | 25/100 |
| 12 | 04952 | 25/100 |
Most distressed ZIP codes in Waldo County (composite distress 0-100, 2026)
What is driving Waldo County distress
Nothing here is estimated: Waldo County is scored from filings alone, and its ZIPs average 25/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Waldo County market phase and pricing
Phase for Waldo County: peak (+2.0% YoY, 0.7% off peak). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Waldo County
Keep reading the Waldo County data at no cost, or open a 60-minute exploration to work the actual distressed parcels inside each ZIP.
Nothing charged today · every module open, on live data.
Questions about this county
What is the most distressed ZIP code in Waldo County, ME?
ZIP 04354 leads Waldo County at 25/100, recomputed monthly from public records.
Is Waldo County expanding or contracting?
Phase for Waldo County: peak, tracking a 2.0% gain year over year, read off the FHFA index.
How is the Waldo County data sourced?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 18 ZIP codes in Waldo County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Waldo County ZIP codes?
Averaging the county conceals how uneven it is. Across the Waldo County ZIPs DLRadar ranks, scores run from 25/100 in 04354 down to 25/100 in 04952, against a Waldo County average of 25/100. Those 0 points separate the ZIPs worth working in Waldo County from the rest.
What do Waldo County home values and vacancy say about distressed supply?
The typical Waldo County home carries about $240,478 of value against a median household income near $70,125. Vacancy across Waldo County's tracked ZIPs runs 21.3% and the poverty rate is 13.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Waldo County's filings and its 100/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.