Waldo County, ME: Home-Insurance Distress & Forced-Sale Pressure
Waldo County, ME: 66/100 (elevated) home-insurance distress; Waldo, ME band MEDIUM; Waldo, ME #736 of 3,222 counties; Waldo, ME #1 of 16 in Maine.
FEMA hazard, Waldo, ME: 52/100; Waldo, ME declarations, three years: 4; Waldo, ME perils: 4 severe-storm; Waldo, ME five-year count 15 (severity 18.0); Waldo, ME ten-year 15; hazard-weighted, Waldo, ME: 4.0.
Declared incidents on the Waldo, ME record: 2024 Severe Storm 6; 2023 Severe Storm 3 (Waldo, ME); 2023 Hurricane 1; 2023 Flood 1 (Waldo, ME).
NFIP claims, Waldo, ME, three years: 11; Waldo, ME payouts $617,348; per Waldo, ME claim $56,123; Waldo, ME claim-stress 88/100.
Waldo, ME monthly score fell, 74 (March 2026) to 71 (October 2026); Waldo, ME by month: March 74, April 74, May 70, June 70 (Waldo, ME), July 67, August 66, September 67, October 71.
Waldo, ME components: climate 60, NFIP claims 88; Waldo, ME retreat index 71.
Construction distress, Waldo, ME: 54/100 as of August 2026 (Waldo, ME: 56/100 one-to-four unit, 0/100 multifamily).
Waldo, ME ZIPs, June 2026 (Waldo, ME, 16 highest): score 0 (Waldo, ME), climate 50 (Waldo, ME): 04988; score 0 (Waldo, ME), climate 44 (Waldo, ME): 04354, 04438, 04496, 04848, Waldo, ME 04849, 04915, 04921, 04922, Waldo, ME 04941, 04949, 04951, 04952, Waldo, ME 04973, 04974, 04981.
DLRadar rescores Waldo, ME monthly; Waldo, ME readings join Waldo, ME foreclosure, lien and ownership parcels (Waldo, ME), so cost-squeezed Waldo, ME owners surface before listing.
Inside Maine, Waldo County ranks 1st of 16 counties for home-insurance distress at 66/100; Hancock County (66/100) sits just below Waldo County.
Deterministic. Every Waldo County, ME signal traces to a public Waldo dataset (FEMA, NFIP, Census for Waldo, ME) · how insurance distress works in Waldo, ME · methodology
FAQ: Waldo County, ME insurance distress
What is the Waldo County, ME home-insurance-distress score?
Waldo, ME: 66/100 (MEDIUM), #736 of 3,222, #1 in Maine. FEMA hazard, Waldo, ME: 52/100; NFIP stress, Waldo, ME: 88/100; construction, Waldo, ME: 54/100; Waldo, ME rescores monthly.
Is Waldo County insurance distress getting better or worse (ME)?
Waldo, ME: 74 in March 2026; Waldo, ME: 71 in October 2026 (better); Waldo, ME climate component 60; Waldo, ME NFIP claims score 88.
How many flood-insurance claims has Waldo County, ME had?
Waldo, ME: 11 NFIP claims, three years; Waldo, ME paid $617,348; per Waldo, ME claim $56,123; carriers reprice Waldo, ME against that record.
Which Waldo County ZIP codes carry the most insurance distress (ME)?
Waldo, ME, June 2026: 04988 at 0, 04354 at 0, 04438 at 0, 04496 at 0; Waldo, ME climate scores there: 50, 44, 44, 44.
Why does Waldo, ME insurance distress create sellers?
A Waldo, ME premium outruns the Waldo, ME budget; a carrier leaves Waldo, ME; Waldo, ME carrying cost passes plan; Waldo, ME owners sell while current; Waldo, ME insurance distress leads Waldo, ME foreclosure data.