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ZIP 04438 Foreclosure, Tax-Lien & Distress Report

Waldo County, Maine · Distress market

Scored on a fixed 0-100 scale, 04438 (Waldo County, Maine) returns a low composite of 24/100. Leading the profile are structural risk (55/100), construction/permit lag (54/100), institutional ownership (51/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100). The latent-versus-live split is 55/100 structural and 7/100 already moving.

The peak-phase market in 04438 posted values that rose 2.0% over the year (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

Owners hold 86% of homes, renters 14%. The poverty rate is 18.7% — high, a tax-stress and distress correlate. Around 47% of renters are cost-burdened. About 31% have a four-year degree. There are about 523 housing units across 04438. DLRadar's demographic-stress index for the area reads 29/100. About 1,229 people live here, median age 46. Home values center near $211,300, an affordability ratio of 2.9× — accessible. At $64,750, median income runs below typical U.S. levels. Vacancy runs 4.4%.

On balance 04438 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 04438 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 04438's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 04438, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 24/100 for 04438 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 04438 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

24/100
Composite stress
55/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 04438

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk44
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

04438 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 04438

Additional distress intelligence spanning Waldo County, Maine by ZIP, county and state.

Unlock parcel-level detail for ZIP 04438

Open 04438 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.

No modelling: every input is a public record · methodology

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