ZIP 04438 Property Distress & Foreclosure Data

Composite property distress in 04438 (Waldo County, Maine) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (54/100), structural risk (53/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100). On the structural side it scores 53/100, with 7/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.1% over the trailing year (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 86% owner-occupied to 14% rented. Roughly 18.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 47% of renters are cost-burdened. About 31% have a four-year degree. The ZIP holds roughly 523 housing units. On demographic stress specifically, 04438 scores 29/100. 1,229 residents call 04438 home, typically aged 46. A median home runs $211,300 here, or 2.9 times local income. Households earn a median $64,750 — below the roughly $78,000 national figure. The vacancy rate is 4.4%.

Overall, 04438 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.