ZIP 04438 Foreclosure, Tax-Lien & Distress Report
Waldo County, Maine · Distress market
Scored purely from public records, 04438 (Waldo County, Maine) returns a low composite of 25/100. Leading the profile are construction/permit lag (65/100), structural risk (57/100), institutional ownership (47/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100). The latent-versus-live split is 57/100 structural and 7/100 already moving.
The peak-phase market in 04438 posted values that rose 2.0% over the year (phase confidence 40/100). Topping markets hide individual distress behind strong averages.
Owners hold 86% of homes, renters 14%. The poverty rate is 18.7% — high, a tax-stress and distress correlate. Around 47% of renters are cost-burdened. About 31% have a four-year degree. There are about 523 housing units across 04438. DLRadar's demographic-stress index for the area reads 29/100. About 1,229 people live here, median age 46. Home values center near $211,300, an affordability ratio of 2.9× — accessible. At $64,750, median income runs below typical U.S. levels. Vacancy runs 4.4%.
On balance 04438 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 04438 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 04438's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 04438, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 25/100 for 04438 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 04438 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 04438
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
04438 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Unlock parcel-level detail for ZIP 04438
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