ZIP 04854 Property Distress & Foreclosure Data

ZIP code 04854 in Knox County, Maine carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (91/100)). The latent-versus-live split is 50/100 structural and 6/100 already moving. What sets it apart are the readings on structural risk (50/100), institutional ownership (47/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (21/100).

The expansion-phase market in 04854 posted values that rose 6.1% over the year, and 20% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $82,250, near the U.S. median near $78,000. 6.7% of residents fall below the poverty threshold. The vacancy rate is 43.0% — elevated. The ZIP holds roughly 1,095 housing units. Educational attainment sits at 33% bachelor's-or-above. Owners hold 79% of homes, renters 21%. DLRadar's demographic-stress index for the area reads 30/100. Population is roughly 1,375 with a median age of 53. Around 26% of renters are cost-burdened. Home values center near $413,300, an affordability ratio of 4.0×.

On the whole, 04854 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.