ZIP 04854 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 04854 (Knox County, Maine) lands at 19/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (91/100). The latent-versus-live split is 45/100 structural and 6/100 already moving. The most distinctive pressure shows up in structural risk (45/100), institutional ownership (42/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (21/100) stay muted.

The peak-phase market in 04854 posted values that rose 2.0% over the year, and 20% higher over three years, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $82,250, median income runs near typical U.S. levels. 6.7% of residents fall below the poverty threshold. Vacancy runs 43.0%, above the national norm and a classic distress-and-opportunity signal. There are about 1,095 housing units across 04854. Educational attainment sits at 33% bachelor's-or-above. The tenure split is 79% owner-occupied to 21% rented. DLRadar's demographic-stress index for the area reads 30/100. About 1,375 people live here, median age 53. Around 26% of renters are cost-burdened. A median home runs $413,300 here, or 4.0 times local income.

Net-net, 04854 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 04854 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 04854 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 04854 stays directly comparable to neighboring ZIPs and the rest of Knox County, Maine. Every figure is auditable to a public dataset and refreshed on ingest; 04854 shows blanks, not estimates, wherever the record is sparse.

The 19/100 figure for 04854 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 04854 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.