ZIP 04856 Property Distress & Foreclosure Data

DLRadar grades ZIP 04856 (Knox County, Maine) at a low 21/100 for overall property distress. Property-level stress concentrates in structural risk (50/100), institutional ownership (47/100), construction/permit lag (44/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100). On the structural side it scores 50/100, with 6/100 of stress already active.

The market reads expansion — home values rose 6.1% year on year, and 26% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 2,018 housing units. The poverty rate is 7.8%. 76% of housing is owner-occupied. Around 48% of adults hold a bachelor's degree or higher. Around 42% of renters are cost-burdened. The vacancy rate is 26.3% — elevated. About 3,663 people live here, median age 47. The demographic-stress sub-score lands at 32/100. At $93,169, median income runs above typical U.S. levels. The typical home is worth about $469,000 (4.5× income).

Net-net, 04856 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.