ZIP 04856 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 04856 (Knox County, Maine) returns a low composite of 19/100. Its heaviest discrete signals: institutional ownership (45/100), structural risk (45/100), construction/permit lag (31/100). On the quiet end sit construction/permit lag (31/100) and mortgage stress (21/100). Climate and flood risk are elevated too — flood (NFIP) exposure (91/100). On the structural side it scores 45/100, with 6/100 of stress already active.

The market reads peak — home values rose 2.0% year on year, and 26% higher over three years, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 2,018 housing units across 04856. Roughly 7.8% live below the poverty line. Owners hold 76% of homes, renters 24%. Around 48% of adults hold a bachelor's degree or higher. Around 42% of renters are cost-burdened. Vacancy runs 26.3%, above the national norm and a classic distress-and-opportunity signal. About 3,663 people live here, median age 47. On demographic stress specifically, 04856 scores 32/100. Median household income is $93,169, above the U.S. median near $78,000. A median home runs $469,000 here, or 4.5 times local income.

Taken together, 04856 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 04856 is not published yet -- the ZIP-level readings above remain fully sourced.

The 04856 read uses the identical scoring model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 04856 stays directly comparable to neighboring ZIPs and the rest of Knox County, Maine. The score is rebuilt from public data as it updates, so 04856 reflects the current record instead of a stale or modeled snapshot.

04856's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 04856 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.