Lincoln County, ME Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lincoln County, Maine? DLRadar grades every Lincoln County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Lincoln County breakdown.
- Lincoln County's most distressed ZIP is 04341 at 22/100.
- 27 ZIP codes tracked in Lincoln County, averaging 22/100 distress.
- Lincoln County reads peak — home values up 2.0% year over year, 0.7% off peak.
- Vacancy runs 37.4% across Lincoln County's tracked ZIPs, with a 8% poverty rate.
- The typical Lincoln County home is worth about $408,254 against a ~$76,389 median income.
- Lending headwind in Lincoln County sits at 78/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 04341 | 22/100 |
| 2 | 04342 | 22/100 |
| 3 | 04348 | 22/100 |
| 4 | 04353 | 22/100 |
| 5 | 04535 | 22/100 |
| 6 | 04537 | 22/100 |
| 7 | 04538 | 22/100 |
| 8 | 04539 | 22/100 |
| 9 | 04541 | 22/100 |
| 10 | 04543 | 22/100 |
| 11 | 04544 | 22/100 |
| 12 | 04551 | 22/100 |
Most distressed ZIP codes in Lincoln County (composite distress 0-100, 2026)
What is driving Lincoln County distress
Lincoln County's placement in the national index rests on public filings — a 22/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Lincoln County market phase and pricing
Lincoln County reads peak — home prices rose 2.0% over the last year and are 0.7% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Lincoln County
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Common questions
Which Lincoln County ZIP scores worst for distress?
ZIP 04341 leads Lincoln County at 22/100, recomputed monthly from public records.
Is Lincoln County expanding or contracting?
FHFA price-index movement places Lincoln County in peak; prices are up 2.0% over twelve months.
Where does the Lincoln County data come from?
Lincoln County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 27 ZIPs are comparable to anywhere else.
How much do distress scores vary between Lincoln County ZIP codes?
Averaging the county conceals how uneven it is. Across the Lincoln County ZIPs DLRadar ranks, scores run from 22/100 in 04341 down to 22/100 in 04551, against a Lincoln County average of 22/100. A spread of 0 points means Lincoln County has to be worked ZIP by ZIP.
What do Lincoln County home values and vacancy say about distressed supply?
The typical Lincoln County home carries about $408,254 of value against a median household income near $76,389. Vacancy across Lincoln County's tracked ZIPs runs 37.4% and the poverty rate is 8%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Lincoln County's foreclosure and lien data and its 78/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.