Lincoln County, ME: Home-Insurance Distress & Forced-Sale Pressure
Lincoln County, ME: 61/100 (elevated) home-insurance distress; Lincoln, ME band MEDIUM; Lincoln, ME #857 of 3,222 counties; Lincoln, ME #4 of 16 in Maine.
FEMA hazard, Lincoln, ME: 40/100; Lincoln, ME declarations, three years: 2; Lincoln, ME perils: 2 severe-storm; Lincoln, ME five-year count 9 (severity 10.5); Lincoln, ME ten-year 9; hazard-weighted, Lincoln, ME: 2.0.
Declared incidents on the Lincoln, ME record: 2024 Severe Storm 3; 2023 Hurricane 1 (Lincoln, ME); 2023 Flood 1 (Lincoln, ME).
NFIP claims, Lincoln, ME, three years: 58; Lincoln, ME payouts $2,449,321; per Lincoln, ME claim $42,230; Lincoln, ME claim-stress 93/100.
Lincoln, ME monthly score fell, 68 (March 2026) to 65 (October 2026); Lincoln, ME by month: March 68, April 68, May 65, June 65 (Lincoln, ME), July 63, August 62, September 61, October 65.
Lincoln, ME components: climate 46, NFIP claims 93; Lincoln, ME retreat index 65.
Construction distress, Lincoln, ME: 50/100 as of August 2026 (Lincoln, ME: 50/100 one-to-four unit, 0/100 multifamily).
Lincoln, ME ZIPs, June 2026 (Lincoln, ME, 16 highest): score 0 (Lincoln, ME), climate 35 (Lincoln, ME): 04341, 04342, 04348, 04353, Lincoln, ME 04535, 04537, 04538, 04539, Lincoln, ME 04541, 04543, 04544, 04551, Lincoln, ME 04553, 04554, 04555, 04556.
DLRadar rescores Lincoln, ME monthly; Lincoln, ME readings join Lincoln, ME foreclosure, lien and ownership parcels (Lincoln, ME), so cost-squeezed Lincoln, ME owners surface before listing.
Inside Maine, Lincoln County ranks 4th of 16 counties for home-insurance distress at 61/100; York County (62/100) sits just above Lincoln County, and Knox County (61/100) sits just below Lincoln County.
Deterministic. Every Lincoln County, ME signal traces to a public Lincoln dataset (FEMA, NFIP, Census for Lincoln, ME) · how insurance distress works in Lincoln, ME · methodology
FAQ: Lincoln County, ME insurance distress
What is the Lincoln County, ME home-insurance-distress score?
Lincoln, ME: 61/100 (MEDIUM), #857 of 3,222, #4 in Maine. FEMA hazard, Lincoln, ME: 40/100; NFIP stress, Lincoln, ME: 93/100; construction, Lincoln, ME: 50/100; Lincoln, ME rescores monthly.
Is Lincoln County insurance distress getting better or worse (ME)?
Lincoln, ME: 68 in March 2026; Lincoln, ME: 65 in October 2026 (better); Lincoln, ME climate component 46; Lincoln, ME NFIP claims score 93.
How many flood-insurance claims has Lincoln County, ME had?
Lincoln, ME: 58 NFIP claims, three years; Lincoln, ME paid $2,449,321; per Lincoln, ME claim $42,230; carriers reprice Lincoln, ME against that record.
Which Lincoln County ZIP codes carry the most insurance distress (ME)?
Lincoln, ME, June 2026: 04341 at 0, 04342 at 0, 04348 at 0, 04353 at 0; Lincoln, ME climate scores there: 35, 35, 35, 35.
Why does Lincoln, ME insurance distress create sellers?
A Lincoln, ME premium outruns the Lincoln, ME budget; a carrier leaves Lincoln, ME; Lincoln, ME carrying cost passes plan; Lincoln, ME owners sell while current; Lincoln, ME insurance distress leads Lincoln, ME foreclosure data.